OWNER PRESENTATION

Leaf River Waterfront

~30 Acres • Hattiesburg MS

1. Market Analysis

Hattiesburg housing demand drives development decisions.

Key Finding: Hattiesburg Housing Authority waiting list is CLOSED INDEFINITELY due to excessive demand.
168K Metro Population
67% Renters
28.7 Median Age
$44K Median Income
Average Rent$900 - $1,100/mo
1-Bedroom$888 - $921/mo
2-Bedroom$1,083 - $1,101/mo
3-Bedroom$1,450/mo
Year-over-Year+29%

Rents are 48% below national average. Units must be right-sized to local rates.

Median Home Price$185K - $222K
YoY Appreciation+6.5%
Days on Market50-74 days
vs National Avg40% lower
Forrest General Hospital3,100+ employees
Univ. of Southern Miss14,500 students
Camp Shelby2,200 + 60K annual visitors
William Carey University~5,000 students
Regions Financial500 employees

These employers can tell us exactly what housing their workers need.

  • Rents LOW (~$900/mo) - units must be affordable to build
  • 67% renters = strong demand, but price-sensitive
  • Young median age = workforce housing, not luxury
  • Housing Authority waitlist CLOSED = unmet demand

Conclusion: Market supports workforce housing at moderate price points.

2. The Property

~30 acres across three parcels on the Leaf River.

Site location - Google Earth
Google Earth - Site Location
Site location - OpenStreetMap
OpenStreetMap - Site Location

Three Parcels

PPIN 26700

Montgomery

~3 acres, existing pad

Zone AE - Flood

PPIN 26786

Rayborn

Large parcel, primary area

Mixed zones

PPIN 26793

Forrest County

County-owned, strategic

Future opportunity

Property sketch

Front parcel: 253' × 390' with existing pad area.

Tax map

Large parcel owned by Rayborn - primary development area.

County parcel

Forrest County ownership creates future partnership opportunity.

Zoning 26700
Zoning - PPIN 26700
Zoning 26786
Zoning - PPIN 26786

Current A-1 zoning. Options: Rezone, conditional use, or PUD.

3. Development Strategy

Current thinking on parallel development tracks.

Overview: These tracks don't conflict - they can proceed simultaneously while we wait for flood engineering on the front parcel.
Proposed development area
Proposed Development Area

Front Parcel Development

Status: Waiting on Jill's HEC-RAS analysis (January 2025)

  • Structure on piers in flood zone
  • Restaurant, office, or promotional space
  • Creates visibility, gauges market interest

Dependency: Requires No-Rise certification.

Nurses Oasis (Southwest Corner)

Status: Concept developed

  • Location: Southwest corner - not in flood zone
  • Access: North-south road on western edge
  • Scale: 40 units, 2BR, workforce housing

No flood engineering required. Could move faster than front parcel.

See Section 4 for concept details →

See Section 7 for proforma →

North-South road access
North-South Road on Western Edge

Employer Outreach

Parallel work that informs everything else.

  • Conversations with hospitals and employers
  • Find out if there's real demand before money gets spent
  • The Nurses Oasis concept could adapt for teachers, police, or other groups depending on what we learn

This is about finding customers and understanding need - not construction risk.

Construction Approach

Current thinking: Container vendors charge $90K+ delivered. At that price, the proforma doesn't work for Hattiesburg rents.

Building containers on-site at ~$60K makes the numbers work. It's not complicated - steel boxes with standard residential systems inside. We'd need one person with container construction experience to lead the work.

We won't build for half what vendors charge, but we can get it low enough to make the project work while still delivering nice housing.

TrackWaiting On
Front ParcelJill's HEC-RAS (January)
Nurses OasisOwner decision, utility investigation
Employer OutreachNothing - can happen anytime
Container CapabilityFinding the right person

The workforce housing concept adapts based on what we learn:

  • Nurses: Forrest General is the obvious first conversation
  • Teachers: Different amenities, similar income profile
  • Police/Fire: Shift workers with similar needs
  • University: Faculty, graduate students

We start with nurses because hospitals are the clearest target, but the model works for other groups.

Key question: Are utilities available in the N-S road right-of-way?

If YESInfrastructure cost for Nurses Oasis drops significantly
If NONeed to factor in utility extension

This affects the proforma and needs investigation.

4. Housing Strategy

Workforce housing for essential workers - starting with nurses.

Nurses Oasis: 40-unit workforce housing community on the southwest corner (out of flood zone, road access exists). Designed specifically for hospital shift workers.

See Section 7 for full proforma →

Why Nurses?

Nurses aren't broke. They can afford quality housing - the market just isn't building it for them.

Hattiesburg RN IncomeAnnualMonthly
New Graduate$65,000$5,420
Average RN$72,000$6,000
Experienced$85,000$7,080
30% Rule: At $72K/year, a nurse can afford $1,800/month rent without being rent-burdened. Market is charging $1,100 for tired apartments.

The Gap = Our Opportunity. Premium housing at $1,350/month is well within reach.

Hospital shift workers have specific housing requirements:

  • Blackout curtains - mandatory for night shift sleep
  • Quiet environment - soundproofing, no noisy neighbors
  • Bathroom NOT through bedroom - different shift roommates
  • In-unit washer/dryer - can't haul scrubs after 12-hour shift
  • Short commute - under 15-20 minutes to hospital
  • Secure, well-lit parking - night shift returns at odd hours
  • Pet-friendly - big differentiator in this market

The river trail becomes an amenity - walking/jogging path with park at water's edge.

This isn't a survey - it's phone calls with a specific proposal.

Call HR departments and ask:

  • "Are your nurses having trouble finding housing near the hospital?"
  • "What's the commute situation for your shift workers?"
  • "Have you looked at any housing partnership programs?"
  • "If someone built housing 10 minutes from hospital with features designed for 12-hour shift workers, would that help recruiting?"

Target Contacts:

Forrest General Hospital3,100+ employees, many shift workers
University of Southern MissFaculty, staff, graduate students
Camp ShelbyCivilian workers, visiting personnel
William Carey UniversityFaculty and student housing needs

If hospitals are interested, we adapt the concept. If teachers or police show more demand, we pivot. The model works for any essential worker group.

Construction Approach

The math only works if we control construction costs.

Key Insight: Container home vendors charge $90K+ delivered. At $60K construction cost, the proforma works. At $90K, it doesn't.

We need to build them ourselves.

The Problem: Buying container homes retail means paying for:

  • Vendor's design costs
  • Vendor's fabrication overhead
  • Vendor's profit margin (30-40%)
  • Transportation from wherever they build

That adds up to $90K+ per unit. At Hattiesburg rents, the rental math doesn't work.

The Solution: Build like a construction project, not a product purchase.

  • Hire ONE experienced person from container factory background
  • Buy containers direct ($3-5K each)
  • Use local labor for finish work
  • Control the process, capture the margin

Container construction isn't complicated - it's steel boxes with standard residential systems inside. The "secret sauce" is just knowing the details, which one experienced person provides.

Target: $60,000 per unit all-in

Container (40' high-cube)$4,000
Foundation/setting$6,000
Openings, framing, insulation$12,000
MEP (mechanical, electrical, plumbing)$18,000
Interior finish$12,000
Exterior/deck/stairs$8,000
Total$60,000

This is achievable with direct labor and materials control. It's NOT achievable buying finished units from a vendor.

Structural Insulated Panels (SIP) are another option:

  • Factory-built panels, assembled on site
  • Excellent energy efficiency
  • Works well with pier foundations
  • Similar cost profile to container build-out

Supplier: Supreme Insulated Panel Systems (Mobile, AL)

Could use SIP for some units, containers for others - mix based on what works.

Owner Decision

Build containers ourselves, use SIP, or hybrid approach?

Either way: we can't make budget paying retail for finished units.

5. Flood Engineering

Why No-Rise certification matters (front parcel only).

Front Parcel: Zone AE

Special Flood Hazard Area

Requires piers + No-Rise

More complex

Southwest: No Flood Zone

Standard construction OK

No HEC-RAS needed

Simpler, cheaper

Flood map 26700

Front parcel along Leaf River is in Zone AE (1% annual flood chance).

FIRMETTE map

Large parcel shows mixed flood zones. Southwest corner is clear.

FEMA Requirement: 44 CFR 60.3(d)(3)

Development in floodway must show ZERO increase in flood levels.

  1. Engineer builds HEC-RAS model of existing conditions
  2. Add proposed structures (piers) to model
  3. Compare water surface elevations
  4. If no increase → PE certifies No-Rise
Slender pier close-up

12" circular piers create minimal obstruction to flood flow.

This makes No-Rise certification achievable.

Engineer: Jill (hydraulic engineer)

Status: Phase 1 modeling contracted

Expected: January 2025

Required for front parcel. NOT required for southwest corner.

6. Stakeholder Survey

Create buzz by asking questions - costs nothing but time.

Concept: Email major employers and ask what housing their workers need. Creates interest, informs development, zero cost.

Who to Survey

OrganizationWhyContact
Univ. Southern Miss 14,500 students, faculty needs Housing Office, HR
Forrest General Hospital 3,100 employees, shift workers HR Director
Camp Shelby Transient personnel, families Housing Office
William Carey Univ. Student/faculty housing Housing Office
Housing Authority Waitlist insight, partnerships Executive Director

Subject: New Workforce Housing on Leaf River - What Would You Want?

  1. Do your employees struggle to find affordable housing?
  2. What unit sizes are most needed? (studio, 1BR, 2BR, 3BR)
  3. What rent range is realistic for your workforce?
  4. Would waterfront location be attractive?
  5. Any interest in employer housing partnerships?
  6. Would you help spread the word when units are available?

"We're in early planning and want to build what the community needs."

  • Unit mix: What sizes actually needed
  • Price point: What rents market supports
  • Demand signals: Who's interested before we build
  • Partnerships: Employer housing programs
  • Marketing: Who will spread the word

Just by asking, you create awareness:

  • "New development coming on the Leaf River"
  • "They're actually asking what people need"
  • "Waterfront housing in Hattiesburg"

By groundbreaking, you have a waiting list.

Owner Decision

Conduct stakeholder outreach before finalizing plans?

7. Budget / Proforma

Nurses Oasis - 40 units on the southwest corner.

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8. Next Steps

Order of operations.

StepActivityStatus
1 Owner Review & Decisions NOW
2 Stakeholder Survey (if approved) After owner decision
3 Jill - HEC-RAS Phase 1 January 2025
4 Civil Engineer - Price & Timeline After Jill
5 City of Hattiesburg - Feedback After engineering
6 Detailed Drawings & Permits Following City
7 Construction Following approvals

Owners First: You're funding this. Your decisions shape everything.

Jill Second: Already contracted. HEC-RAS informs front parcel options.

Engineer Third: Provides price/timeline for January go-button.

City Fourth: Go with solid plan, not vague concepts.

  1. Strategy: Front first, back first, or survey first?
  2. Housing Type: Container, SIP, stick-built, or mix?
  3. Build vs Buy: If containers, build ourselves or buy?
  4. Outreach: Survey employers before building?
  5. Utilities: Investigate what's in the N-S road?

Ready to Discuss

This document presents options - not recommendations.

North Star Group supports whatever direction you choose.

Contact: Michael Hoffman, 701-770-9118